Pawn Loans

The nature of high-end pawn loans is changing, as people looking to fund new personal and business ventures more and more often are turning to their luxury items as collateral for quick and easy short-term loans at pawn shops. While the most common pawn shop transactions are relatively small, providing quick cash for individuals in need of larger amounts of money in a pinch, clients here at Pacific Beach Loan & Jewelry are increasingly realizing they also can tap into quick money should they ever need it.

Why Use a Pawn Loan Rather Than a Bank Loan?

When someone needs investment money to start a business, many people mistakenly believe that a bank loan is the only and best option to consider. The problem is that bank loans aren’t always fast enough for the unexpected opportunities that can arise in the business world. When that happens, short-term business loans through San Diego pawn shops like Pacific Beach Loan & Jewelry can help move things along more quickly to ensure there’s never a missed business opportunity, no matter how quickly it may arise.

What Types of Businesses Could Benefit from This Type of Loan?

While any small business in need of startup cash can use pawn loans as a means of procuring capital, we often find that it’s the speed with which pawn loans occur that appeal most to people. For example, if a property becomes available unexpectedly while money is tied up in other investments, a pawn loan can help that investor bridge the gap.

There are plenty of opportunities for small businesses, too. Maybe someone wants just enough money to buy a vehicle to start driving for Uber or Lyft. Perhaps they have an idea for a product or invention that requires money to get things off the ground. Maybe someone is interested in starting a restaurant, delivery service, or a consulting firm. Whatever the case may be, quick money via pawn loan is one of the best services we can offer here at Pacific Beach Loan & Jewelry.

What Can Be Used as Collateral?

The most effective way to procure a fast pawn loan is to offer up high-end, extraneous items in a home that a pawn shop may find valuable. Designer handbags, luxury wristwatches and jewelry all are great ways to acquire quick capital to start a business. We have seen people take collections or valuable items that held no real emotional value to them and turn it into amazing business investments. What do you have lying around your home that Pacific Beach Loan & Jewelry could help you turn into your next big business investment?

Why Choose Pacific Beach & Loan?

If you think you may be interested in these types of loans, we are happy to have a look at your items to determine a value. Located in the heart of Pacific Beach, we have placed ourselves in an area ripe for business investments, and we make sure the experience of getting a loan is quick and easy, with a friendly staff that’s always happy to answer any questions you may have about our loans.

There really is no better way to get investment money quickly, so don’t miss your opportunities because while the banks can’t always help, your local high-end pawn shop can!

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First Month
Interest Free!

All new accounts are eligible for one month interest free

Limit one per customer

Valid for new loans only

How Does the Pawn Work?

Need cash but don’t want to sell your item?  Bring in any item of value and receive a loan up to $50,000. You can retrieve your item at any point within the loan period.

What happens if I can’t afford to retrieve my item?

All loans are renewable!

If you are unable to pay your loan off completely you have the option of renewing your loan. Simply pay the interest on your loan and receive another 4 months and 21 days to retrieve your item while still having the option to renew your loan again. Pawn loans may be renewed an unlimited number of times.

Pawn Loan Terms

Getting Pawn Loans are Fast and Easy

  • We Loan the Most!
  • No Credit Check or Credit Reporting.
  • All Loans are Completely Confidential.
  • ValId Gov’t Issued ID is the only Requirement.
  • Loans up to $50k!

  • 4 Month Loans with a 21 day Grace Period.
  • All loans are Renewable/Unlimited Renewals.
  • Flexible Terms.
  • Fast Friendly Service!

We Loan on Many Items

JewelryGold And Diamond Jewelry

Hand BagHandbags

Electronics DisplayElectronics

GuitarMusical Instrument

Tools DrilTools

Coach Logo
Chanel Logo
Martin & Co logo
DeWalt logo
Apple Logo
Dolce & Gabbana logo
Rolex logo
Mesa/ Boogie Logo
Bosch logo
Sony logo
LV logo
Tag Heuer logo
Fender logo
Makita logo
Samsung logo
Coach logo
Tiffany & Co logo
Gibson logo
Stihl logo
Playstation logo

Broken and Scrap Gold & Silver, and Much More

What Our Clients Say about Us

This is one of the cleanest and nicest pawn shops I have ever been to! The staff is all super helpful and they have an great mix of purses, jewelry, bikes, instruments, etc. Highly recommend checking them out!

Andrea B.

Juan was super kind and helpful! Definitely recommend this shop next time you're in the market.

Justin C.

My mom came in for a specific electronic and found it here. Juan was Very helpful. We will be back

Deanna P.

My mom came in for a specific electronic and found it here. Juan was Very helpful. We will be back

Deanna P.

On good days I come in to see what they have in the guitar dept on the way to the Cantina or Hoboken. Looks like this place just changed names, same people in there.  Worth checking out if you're in the neighborhood.

Eric G.


Call now and our professional and courteous staff
can assist you with any questions you may have

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